/* ---- Poppins auto-hébergée (identique à /eligibilite, pas d'appel externe) ---- */
@font-face { font-family:'Poppins'; font-style:normal; font-weight:300; font-display:swap; src:url('/fonts/poppins-300.woff2') format('woff2'); }
@font-face { font-family:'Poppins'; font-style:normal; font-weight:400; font-display:swap; src:url('/fonts/poppins-400.woff2') format('woff2'); }
@font-face { font-family:'Poppins'; font-style:normal; font-weight:500; font-display:swap; src:url('/fonts/poppins-500.woff2') format('woff2'); }
@font-face { font-family:'Poppins'; font-style:normal; font-weight:600; font-display:swap; src:url('/fonts/poppins-600.woff2') format('woff2'); }
@font-face { font-family:'Poppins'; font-style:normal; font-weight:700; font-display:swap; src:url('/fonts/poppins-700.woff2') format('woff2'); }
@font-face { font-family:'Poppins'; font-style:normal; font-weight:800; font-display:swap; src:url('/fonts/poppins-800.woff2') format('woff2'); }

:root{
  /* ---- Charte Oria Properties (identique à /eligibilite) ---- */
  --ink-900:#141414;
  --ink-800:#1e1e1e;
  --ink-700:#2b2b2b;
  --ink-600:#3d3d3d;
  --copper:#d0a690;
  --copper-light:#e2c3b1;
  --copper-dark:#b07f65;
  --copper-soft:#f4e6dd;
  --gray-100:#f5f4f3;
  --gray-200:#e6e3e1;
  --gray-300:#cfcac7;
  --gray-400:#9a938f;
  --gray-500:#6e6764;
  --gray-700:#3b3735;
  --gray-900:#1a1a1a;
  --sand:#e7ded8;

  /* ---- Alias vers la structure CSS existante de la HP ---- */
  --navy-950:var(--ink-900);
  --navy-900:var(--ink-800);
  --navy-800:var(--ink-700);
  --navy-700:var(--ink-600);
  --accent:var(--copper);
  --accent-dark:var(--copper-dark);
  --accent-soft:var(--copper-soft);
  --accent-text:var(--copper-dark);
  --cream:#f4f0ed;
  --cream-line:var(--sand);
  --ink:var(--gray-900);
  --muted:var(--gray-500);
  --muted-2:var(--gray-400);
  --white:#FFFFFF;
  --cool-line:var(--gray-200);
  --radius:20px;
  --shadow-lg:0 30px 70px -24px rgba(20,20,20,.28);
  --shadow-md:0 14px 36px -16px rgba(20,20,20,.2);
  --sans:'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
  --serif:'Poppins', -apple-system, BlinkMacSystemFont, sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden}
body{font-family:var(--sans);color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased;font-size:16px;overflow-x:hidden}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{max-width:1240px;margin:0 auto;padding:0 32px}
h1,h2,h3{line-height:1.08;letter-spacing:-.01em;font-weight:500;font-family:var(--serif)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:18px}
.eyebrow::before{content:"";width:22px;height:1.5px;background:var(--accent)}
.section-title{font-size:clamp(30px,3.6vw,46px);color:var(--navy-900);margin-bottom:18px;max-width:680px}
.section-sub{font-size:17px;color:var(--muted);max-width:560px;font-weight:500;line-height:1.65}
.section{padding:120px 0}
.section.tight{padding:96px 0}
.bg-cream{background:var(--cream)}
.bg-navy{background:var(--navy-900);color:#fff}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--sans);font-weight:700;font-size:15px;border:none;border-radius:11px;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;white-space:nowrap}
.btn-accent{background:var(--accent);color:var(--ink-900);padding:17px 28px;box-shadow:0 14px 30px -12px rgba(208,166,144,.55)}
.btn-accent:hover{background:var(--copper-light);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;padding:16px 27px;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-outline-dark{background:transparent;color:var(--navy-900);padding:15px 24px;border:1.5px solid var(--navy-900)}
.btn-outline-dark:hover{background:var(--navy-900);color:#fff}
.btn-sm{padding:12px 20px;font-size:14px}
.link-arrow{display:inline-flex;align-items:center;gap:7px;font-weight:700;font-size:14px;color:var(--navy-900);border-bottom:1.5px solid var(--accent);padding-bottom:2px;transition:gap .18s ease}
.link-arrow:hover{gap:11px}

/* ---------- Logo Oria Properties (identique à /eligibilite) ---------- */
.fa-logo{display:inline-flex;flex-direction:column;align-items:center;line-height:1;text-decoration:none;flex-shrink:0;transition:opacity .2s ease}
.fa-logo .arc{width:22px;height:22px;display:block;margin-bottom:5px}
.fa-logo .arc svg{width:100%;height:100%}
.fa-logo .wm{font-family:var(--sans);font-weight:600;font-size:17px;letter-spacing:2.5px;color:var(--white);white-space:nowrap;transition:color .3s ease}
.fa-logo .sub{font-size:8px;letter-spacing:4px;text-transform:uppercase;color:rgba(255,255,255,.55);margin-top:2px;transition:color .3s ease}

/* ---------- Header ---------- */
.header{position:fixed;top:0;left:0;right:0;z-index:100;padding:26px 0;transition:background .3s ease,padding .3s ease,box-shadow .3s ease}
.header-inner{display:flex;align-items:center;justify-content:space-between}
.header-nav{display:flex;align-items:center;gap:34px}
.header-nav a{font-size:13.5px;font-weight:600;color:rgba(255,255,255,.82);transition:color .2s ease}
.header-nav a:hover{color:#fff}
.header.scrolled{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);padding:16px 0;box-shadow:0 8px 30px -18px rgba(20,20,20,.25)}
.header.scrolled .fa-logo .wm{color:var(--ink-900)}
.header.scrolled .fa-logo .sub{color:var(--gray-400)}
.header.scrolled .header-nav a{color:var(--muted)}
.header.scrolled .header-nav a:hover{color:var(--navy-900)}
.header.scrolled .btn-ghost{color:var(--navy-900);border-color:var(--cool-line)}
.header.scrolled .btn-ghost:hover{background:var(--cream);border-color:var(--navy-900)}
.header-cta{display:flex;align-items:center;gap:14px}

/* ---------- Mobile nav toggle ---------- */
.nav-toggle{display:none;flex:none;width:40px;height:40px;border:none;background:transparent;cursor:pointer;position:relative;z-index:110}
.nav-toggle span{position:absolute;left:8px;right:8px;height:2px;background:#fff;border-radius:2px;transition:transform .25s ease,opacity .25s ease,background .25s ease}
.nav-toggle span:nth-child(1){top:14px}
.nav-toggle span:nth-child(2){top:20px}
.nav-toggle span:nth-child(3){top:26px}
.header.scrolled .nav-toggle span{background:var(--navy-900)}
.nav-open .nav-toggle span{background:var(--navy-900) !important}
.nav-open .nav-toggle span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.nav-open .nav-toggle span:nth-child(2){opacity:0}
.nav-open .nav-toggle span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{position:relative;min-height:96vh;display:flex;align-items:flex-end;background:var(--navy-950) url("/img/hero-villa-dubai.jpg") no-repeat center/cover;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(20,20,20,.2) 0%,rgba(20,20,20,.22) 28%,rgba(20,20,20,.62) 58%,rgba(20,20,20,.94) 100%);pointer-events:none;z-index:1}
.hero::after{content:"";position:absolute;inset:0 auto 0 0;width:75%;background:linear-gradient(90deg,rgba(20,20,20,.7) 0%,rgba(20,20,20,.4) 45%,transparent 100%);pointer-events:none;z-index:1}
.hero-inner{position:relative;width:100%;padding:200px 0 92px;z-index:2}
.hero-kicker{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.85);font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:26px;text-shadow:0 2px 12px rgba(0,0,0,.3)}
.hero-kicker .dot{width:7px;height:7px;border-radius:50%;background:var(--accent)}
.hero h1{color:#fff;font-size:clamp(40px,5.6vw,74px);max-width:900px;font-weight:500;letter-spacing:-.02em;text-shadow:0 6px 30px rgba(0,0,0,.35),0 2px 10px rgba(0,0,0,.25)}
.hero h1 em{font-style:italic;color:var(--accent);font-weight:500}
.hero-sub{color:rgba(255,255,255,.92);font-size:19px;max-width:560px;margin:26px 0 42px;font-weight:500;line-height:1.6;text-shadow:0 2px 16px rgba(0,0,0,.3)}
.hero-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.hero-scroll{position:absolute;right:32px;bottom:40px;display:flex;flex-direction:column;align-items:center;gap:10px;color:rgba(255,255,255,.6);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;z-index:2}
.hero-scroll .line{width:1px;height:46px;background:linear-gradient(180deg,rgba(255,255,255,.7),transparent);animation:scrollLine 2s ease-in-out infinite}
@keyframes scrollLine{0%{transform:scaleY(0);transform-origin:top}50%{transform:scaleY(1);transform-origin:top}51%{transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom}}

/* ---------- Trust bar ---------- */
.trust{background:#fff;border-bottom:1px solid var(--cool-line)}
.trust-inner{display:flex;align-items:center;justify-content:space-between;padding:38px 0;flex-wrap:wrap;gap:28px}
.trust-item{display:flex;align-items:center;gap:11px;color:var(--navy-800);font-size:13.5px;font-weight:700;letter-spacing:.01em}
.trust-item svg{flex:none;width:22px;height:22px;color:var(--accent)}

/* ---------- How it works ---------- */
.steps-flow{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:64px}
.steps-flow::before{content:"";position:absolute;top:52px;left:12.5%;right:12.5%;height:1px;background:repeating-linear-gradient(90deg,var(--cool-line) 0 10px,transparent 10px 18px)}
.step-flow-item{position:relative;text-align:center;padding:0 20px}
.step-flow-icon{width:104px;height:104px;margin:0 auto 28px;position:relative;z-index:1}
.step-flow-item h3{font-family:var(--sans);font-weight:700;font-size:17px;color:var(--navy-900);margin-bottom:10px;letter-spacing:-.01em}
.step-flow-item p{font-size:13.5px;color:var(--muted);font-weight:500;max-width:220px;margin:0 auto}
.step-flow-num{position:absolute;top:-6px;right:calc(50% - 52px - 6px);width:26px;height:26px;border-radius:50%;background:var(--navy-900);color:#fff;font-size:11px;font-weight:800;display:flex;align-items:center;justify-content:center;z-index:2}

/* ---------- Pourquoi Oria ---------- */
.why-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:80px;align-items:center}
.why-img{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg)}
.why-img img{height:560px;width:100%;object-fit:cover}
.why-badge{position:absolute;left:26px;bottom:26px;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-radius:14px;padding:16px 20px;box-shadow:var(--shadow-md);display:flex;align-items:center;gap:14px}
.why-badge .num{font-family:var(--serif);font-size:28px;color:var(--navy-900);font-weight:500}
.why-badge .lbl{font-size:11.5px;color:var(--muted);font-weight:700;line-height:1.35;max-width:120px}
.benefit-list{display:grid;gap:26px}
.benefit{display:flex;gap:18px;align-items:flex-start}
.benefit .ck{flex:none;width:30px;height:30px;border-radius:50%;background:var(--accent-soft);color:var(--accent-dark);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:800;margin-top:2px}
.benefit h4{font-size:17px;font-weight:700;color:var(--navy-900);margin-bottom:5px;letter-spacing:-.01em}
.benefit p{font-size:14px;color:var(--muted);font-weight:500}

/* ---------- Network ---------- */
.network{position:relative}
#network{padding:72px 0}
.network-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:stretch}
.map-card{position:relative;background:linear-gradient(165deg,var(--navy-900),var(--navy-950));border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-lg);overflow:hidden;display:flex;align-items:center;justify-content:center}
.map-card::before{content:"";position:absolute;inset:0;background:radial-gradient(420px 260px at 78% 15%,rgba(208,166,144,.14),transparent 60%)}
.uae-network{position:relative;width:100%;height:auto;max-width:560px;margin:0 auto;display:block}
.map-pin-label{font-family:var(--sans);font-size:11px;font-weight:800;fill:#fff}
.map-pin-count{font-family:var(--serif);font-size:20px;font-weight:500;fill:var(--accent)}
.network-stats{display:grid;gap:18px}
.network-stat{border-top:1px solid var(--cool-line);padding-top:16px}
.network-stat:first-child{border-top:none;padding-top:0}
.network-stat .n{font-family:var(--serif);font-size:36px;color:var(--navy-900);font-weight:500;letter-spacing:-.01em}
.network-stat .l{font-size:13.5px;color:var(--muted);font-weight:600;margin-top:2px}

/* ---------- Partners ---------- */
.partners-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}
.partner-card{background:#fff;border:1px solid rgba(20,20,20,.07);border-radius:var(--radius);overflow:hidden;box-shadow:0 16px 40px -20px rgba(20,20,20,.22);transition:transform .25s ease,box-shadow .25s ease}
.partner-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.partner-photo{height:220px;position:relative;background:#fff;display:flex;align-items:center;justify-content:center;padding:36px;border-bottom:1px solid rgba(20,20,20,.07)}
.partner-photo img{width:auto;height:auto;max-width:100%;max-height:100%;object-fit:contain}
.partner-body{padding:26px 26px 28px}
.partner-name{font-family:var(--serif);font-size:21px;color:var(--navy-900);font-weight:500;margin-bottom:3px}
.partner-role{font-size:12.5px;color:var(--accent-dark);font-weight:700;letter-spacing:.03em;text-transform:uppercase;margin-bottom:18px}
.partner-meta{display:flex;gap:22px;margin-bottom:22px}
.partner-meta div{flex:1}
.partner-meta b{display:block;font-family:var(--serif);font-size:22px;color:var(--navy-900);font-weight:500}
.partner-meta span{font-size:11.5px;color:var(--muted);font-weight:600}
.partner-desc{font-size:14px;color:var(--muted);line-height:1.65;font-weight:400;margin-bottom:20px}
.partner-card .link-arrow{font-size:13px}
.partners-cta{text-align:center;margin-top:44px}

/* ---------- Savings stories ---------- */
.stories-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}
.story-card{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md);background:#fff;transition:transform .25s ease,box-shadow .25s ease}
.story-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.story-img{height:230px;position:relative}
.story-img img{width:100%;height:100%;object-fit:cover}
.story-loc{position:absolute;left:16px;bottom:16px;background:rgba(20,20,20,.72);backdrop-filter:blur(6px);color:#fff;font-size:12px;font-weight:700;padding:7px 14px;border-radius:999px;letter-spacing:.02em}
.story-body{padding:24px}
.story-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px 18px;margin-bottom:18px}
.story-stat small{display:block;font-size:10.5px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px}
.story-stat b{font-family:var(--serif);font-size:19px;color:var(--navy-900);font-weight:500}
.story-stat.hl b{color:var(--accent-dark)}
.story-lifetime{background:var(--cream);border-radius:12px;padding:14px 16px;display:flex;flex-wrap:nowrap;justify-content:space-between;align-items:center;gap:10px}
.story-lifetime span{font-size:12px;font-weight:700;color:var(--muted);white-space:nowrap;flex-shrink:0}
.story-lifetime b{font-family:var(--serif);font-size:19px;color:var(--navy-900);font-weight:500;white-space:nowrap;letter-spacing:-.01em}

/* ---------- Founder note ---------- */
.founder{background:var(--navy-900);position:relative;overflow:hidden}
.founder::before{content:"";position:absolute;inset:0;background:radial-gradient(560px 320px at 12% 100%,rgba(208,166,144,.16),transparent 60%)}
.founder-inner{position:relative;max-width:760px;margin:0 auto;text-align:center}
.founder blockquote{font-family:var(--serif);font-style:italic;font-size:clamp(24px,3vw,34px);color:#fff;line-height:1.5;font-weight:400;margin-bottom:32px}
.founder blockquote em{color:var(--accent);font-style:italic}
.founder-sig{display:flex;align-items:center;justify-content:center;gap:14px}
.founder-sig .line{width:36px;height:1.5px;background:var(--accent)}
.founder-sig span{color:rgba(255,255,255,.85);font-size:14px;font-weight:700;letter-spacing:.02em}

/* ---------- Learning centre ---------- */
.learn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}
.learn-card{border:1px solid var(--cool-line);border-radius:16px;overflow:hidden;transition:transform .25s ease,box-shadow .25s ease;background:#fff}
.learn-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md)}
.learn-illust{height:150px;display:flex;align-items:center;justify-content:center;position:relative}
.learn-illust svg{width:72px;height:72px}
.learn-body{padding:22px 22px 26px}
.learn-tag{font-size:10.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:10px}
.learn-card h4{font-family:var(--serif);font-size:18px;color:var(--navy-900);font-weight:500;margin-bottom:14px;line-height:1.3}

/* ---------- FAQ ---------- */
.faq-list{max-width:820px;margin:56px auto 0}
.faq-item{border-bottom:1px solid var(--cool-line)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 4px;font-family:var(--serif);font-size:19px;font-weight:500;color:var(--navy-900)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary .plus{flex:none;width:28px;height:28px;border-radius:50%;border:1.5px solid var(--cool-line);color:var(--navy-900);display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:400;transition:transform .2s ease,background .2s ease,color .2s ease}
.faq-item[open] summary .plus{transform:rotate(45deg);background:var(--navy-900);color:#fff;border-color:var(--navy-900)}
.faq-item .faq-body{padding:0 34px 28px 4px;font-size:15px;color:var(--muted);font-weight:500;max-width:680px;line-height:1.7}

/* ---------- Final CTA ---------- */
.final-cta{position:relative;background:linear-gradient(150deg,var(--navy-800),var(--navy-950));border-radius:28px;padding:80px 40px;text-align:center;color:#fff;overflow:hidden}
.final-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(560px 320px at 85% 0%,rgba(208,166,144,.2),transparent 60%)}
.final-cta h2{position:relative;color:#fff;font-size:clamp(28px,3.4vw,42px);margin-bottom:18px}
.final-cta p{position:relative;font-size:16px;color:rgba(255,255,255,.78);margin-bottom:36px;max-width:520px;margin-inline:auto;font-weight:500}
.final-cta .btn{position:relative}

/* ---------- Footer ---------- */
.footer{background:var(--navy-950);color:rgba(255,255,255,.5);padding:80px 0 34px}
.footer-top{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:40px;padding-bottom:64px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-brand{margin-bottom:20px;display:inline-block}
.footer-desc{font-size:13.5px;line-height:1.7;max-width:280px;color:rgba(255,255,255,.5)}
.footer-col h5{font-size:11.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.35);margin-bottom:20px}
.footer-col a{display:block;font-size:14px;font-weight:500;color:rgba(255,255,255,.7);margin-bottom:13px;transition:color .18s ease}
.footer-col a:hover{color:#fff}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:30px;flex-wrap:wrap;gap:16px}
.footer-legal{font-size:12px;line-height:1.7;color:rgba(255,255,255,.3);max-width:760px}
.footer-copy{font-size:12.5px;color:rgba(255,255,255,.32)}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:none}
.hero-inner .reveal{transition-delay:.1s}

/* =========================================================
   Blog / article / legal pages — composants partagés
   ========================================================= */
.page-hero{position:relative;background:var(--navy-950);padding:170px 0 64px;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(560px 320px at 85% 0%,rgba(208,166,144,.18),transparent 60%)}
.breadcrumb{position:relative;display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:13px;font-weight:600;color:rgba(255,255,255,.5);margin-bottom:28px}
.breadcrumb a{color:rgba(255,255,255,.75)}
.breadcrumb a:hover{color:#fff}
.breadcrumb .sep{color:rgba(255,255,255,.3)}
.article-tag{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:20px}
.article-tag .dot{width:6px;height:6px;border-radius:50%;background:var(--accent)}
.article-title{position:relative;color:#fff;font-size:clamp(32px,4.4vw,52px);max-width:820px;margin-bottom:24px}
.article-sub{position:relative;color:rgba(255,255,255,.78);font-size:18px;max-width:680px;font-weight:500;line-height:1.65;margin-bottom:32px}
.article-byline{position:relative;display:flex;flex-wrap:wrap;align-items:center;gap:18px;font-size:13.5px;font-weight:600;color:rgba(255,255,255,.55)}
.article-byline .who{display:flex;align-items:center;gap:10px;color:#fff}
.article-byline .avatar{width:34px;height:34px;border-radius:50%;background:var(--accent-soft);color:var(--accent-dark);display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-weight:600;font-size:13px}
.article-byline .sep{color:rgba(255,255,255,.3)}

.article-body{padding:72px 0 100px}
.article-layout{display:grid;grid-template-columns:220px minmax(0,680px);gap:64px;justify-content:center}
.article-toc{align-self:start;position:sticky;top:110px}
.article-toc .toc-label{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2);margin-bottom:16px}
.article-toc ol{list-style:none;display:grid;gap:12px;border-left:1.5px solid var(--cool-line);padding-left:18px}
.article-toc a{font-size:13.5px;font-weight:600;color:var(--muted);line-height:1.4;display:block}
.article-toc a:hover{color:var(--navy-900)}

.prose{font-size:16.5px;color:var(--ink-700);line-height:1.85}
.prose > p{margin-bottom:24px}
.prose h2{font-size:clamp(24px,2.6vw,30px);color:var(--navy-900);margin:56px 0 20px;scroll-margin-top:110px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:19px;color:var(--navy-900);font-weight:700;margin:32px 0 14px;font-family:var(--sans)}
.prose ul,.prose ol{margin:0 0 24px;padding-left:22px;display:grid;gap:10px}
.prose li{line-height:1.7}
.prose strong{color:var(--navy-900);font-weight:700}
.prose a{color:var(--navy-900);font-weight:700;border-bottom:1.5px solid var(--accent)}
.prose img{border-radius:var(--radius);margin:36px 0;box-shadow:var(--shadow-md)}
.prose figcaption{font-size:13px;color:var(--muted);margin-top:-24px;margin-bottom:36px;text-align:center}
.prose blockquote{border-left:3px solid var(--accent);padding:4px 0 4px 24px;margin:32px 0;font-family:var(--serif);font-style:italic;font-size:20px;color:var(--navy-900)}

.opener{font-size:19px;font-weight:600;color:var(--navy-900);line-height:1.7;margin-bottom:36px}

.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:36px 0 40px}
.stat-box{background:var(--cream);border-radius:16px;padding:22px 20px}
.stat-box .v{font-family:var(--serif);font-size:28px;color:var(--navy-900);font-weight:500;display:block;margin-bottom:6px}
.stat-box .l{font-size:12.5px;color:var(--muted);font-weight:600;line-height:1.4}

.num-list{display:grid;gap:20px;margin:28px 0 36px;padding:0;list-style:none}
.num-list li{display:flex;gap:18px;align-items:flex-start}
.num-list .no{flex:none;width:34px;height:34px;border-radius:50%;background:var(--navy-900);color:#fff;font-family:var(--serif);font-weight:500;font-size:14px;display:flex;align-items:center;justify-content:center}
.num-list .txt b{display:block;color:var(--navy-900);font-weight:700;margin-bottom:3px}
.num-list .txt span{font-size:15px;color:var(--muted)}

.data-table{width:100%;border-collapse:collapse;margin:28px 0 40px;font-size:14.5px}
.data-table th,.data-table td{padding:13px 16px;border-bottom:1px solid var(--cool-line);text-align:left}
.data-table th{font-size:11.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:800}
.data-table td{color:var(--navy-900);font-weight:500}
.data-table tr:first-child th{border-top:1px solid var(--cool-line)}

.article-cta{background:linear-gradient(150deg,var(--navy-800),var(--navy-950));border-radius:var(--radius);padding:40px;margin:40px 0;text-align:center;position:relative;overflow:hidden}
.article-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(420px 260px at 85% 0%,rgba(208,166,144,.2),transparent 60%)}
.article-cta p{position:relative;color:#fff;font-size:17px;font-weight:600;margin-bottom:20px;max-width:460px;margin-inline:auto}
.article-cta .btn{position:relative}

.article-faq{margin-top:8px}
.article-faq .faq-list{margin:24px 0 0;max-width:none}

.article-footer{margin-top:56px;padding-top:32px;border-top:1px solid var(--cool-line);display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px}
.disclaimer-box{background:var(--cream);border-radius:14px;padding:20px 22px;font-size:13px;color:var(--muted);line-height:1.7;margin-top:40px}

/* ---------- Blog listing ---------- */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:8px}
.blog-card{border:1px solid var(--cool-line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:0 16px 40px -24px rgba(20,20,20,.18);transition:transform .25s ease,box-shadow .25s ease}
.blog-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.blog-card-illust{height:170px;display:flex;align-items:center;justify-content:center}
.blog-card-illust svg{width:80px;height:80px}
.blog-card-body{padding:24px 24px 28px}

/* ---------- Legal pages ---------- */
.legal-body{padding:72px 0 100px}
.legal-layout{max-width:800px;margin:0 auto}
.legal-updated{font-size:13.5px;color:var(--muted);font-weight:600;margin-bottom:44px}
.legal-layout h2{font-size:22px;color:var(--navy-900);margin:44px 0 16px}
.legal-layout h2:first-of-type{margin-top:0}
.legal-layout p{margin-bottom:18px;color:var(--ink-700);line-height:1.8;font-size:15.5px}
.legal-layout ul{margin:0 0 18px;padding-left:22px;display:grid;gap:8px;color:var(--ink-700);font-size:15.5px;line-height:1.8}
.legal-layout a{color:var(--navy-900);font-weight:700;border-bottom:1.5px solid var(--accent)}
.legal-layout strong{color:var(--navy-900)}

/* ---------- Responsive ---------- */
@media(max-width:1080px){
  .steps-flow{grid-template-columns:1fr 1fr;row-gap:56px}
  .steps-flow::before{display:none}
  .why-grid,.network-wrap{grid-template-columns:1fr;gap:48px}
  .why-img img{height:400px}
  .partners-grid,.stories-grid{grid-template-columns:1fr 1fr}
  .learn-grid,.blog-grid{grid-template-columns:1fr 1fr}
  .footer-top{grid-template-columns:1fr 1fr;row-gap:44px}
  .article-layout{grid-template-columns:minmax(0,1fr);max-width:680px;margin:0 auto}
  .article-toc{position:relative;top:0;min-width:0;border:1px solid var(--cool-line);border-radius:16px;padding:22px 24px;background:var(--cream)}
  .article-toc ol{min-width:0}
  .article-toc a{min-width:0;word-break:break-word}
  .stat-row{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .container{padding:0 20px}
  .header-nav{position:fixed;top:0;right:-100%;left:auto;bottom:0;width:100%;height:100vh;background:#fff;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:8px;padding:32px;transition:right .3s ease;z-index:105}
  .nav-open .header-nav{right:0}
  .header-nav a{color:var(--navy-900);font-size:22px;font-weight:600;padding:12px 0;width:100%}
  .nav-toggle{display:block}
  .header-cta .btn-sm{padding:11px 16px;font-size:13px}
  .hero{min-height:100vh}
  .hero-inner{padding:150px 0 70px}
  .hero-actions{flex-direction:column;align-items:stretch}
  .hero-actions .btn{width:100%}
  .trust-inner{justify-content:flex-start;gap:22px 30px}
  .section{padding:76px 0}
  .steps-flow{grid-template-columns:1fr}
  .partners-grid,.stories-grid,.learn-grid,.blog-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .final-cta{padding:56px 24px}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .page-hero{padding:130px 0 48px}
  .article-body,.legal-body{padding:48px 0 72px}
  .stat-row{grid-template-columns:1fr}
  .article-cta{padding:32px 22px}
  .data-table{display:block;overflow-x:auto;white-space:nowrap}
  .num-list li{gap:14px}
}